A YouTube channel · @TheCostofItYT

The Cost of It


The number they shrugged off.

The Cost of It puts a number on the money people wave off: fees, forgotten subscriptions, interest, and the charges that look too small to matter. Each video works through the money math, or the money history behind it, calmly and specifically, for a mainly US audience. Shorts open on a number. No pitch, and no “you should buy.”

Watch on YouTube youtube.com/@TheCostofItYT

Education only, not financial advice. Nothing on the channel or this site is financial, tax, or legal advice.

What the channel covers

Money math

What a fee, a rate, or a minimum payment adds up to once you actually run the numbers.

Money history

Where everyday money rules and habits came from, and what they cost.

No pitch

No products to sell and no recommendations. Just the number and how it was worked out.

The Cost of It Uploader

The Cost of It Uploader is an internal tool that the channel owner uses to upload and schedule videos to The Cost of It’s own YouTube channel. It uses the YouTube API Services (the YouTube Data API). It runs on a computer the operator controls and is not offered to the public: there is no sign-up, no other users, and nothing to download.

What it does

  • Signs in with Google (OAuth) to the channel owner’s own YouTube account.
  • Uploads the owner’s finished video files to YouTube and sets the title, description, tags, category, audience setting, altered or synthetic content disclosure, privacy status, and scheduled publish time chosen by the owner.
  • Reads the authorized channel’s ID and name to confirm it is uploading to the right channel, and reads the status of videos it uploaded.

What it doesn’t do

  • It does not access any other person’s channel or data.
  • It does not collect, sell, or share personal data, show ads, or use analytics.

Details: Privacy Policy · Terms of Service. Use of the Uploader is subject to the YouTube Terms of Service.

Contact

Questions about the channel, this site, or the Uploader: gatto.ytfinance@gmail.com.